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XYF

X Financial (NYSE)

Financial Services — Credit Services

X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service, as well as the sale of products. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.

None
$4.89
$-0.01 (-0.30%)
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Price History

52-Week Range

Fundamentals

Market Cap$188.17M
P/E Ratio (TTM)1.30
Forward P/E13.20
EPS (TTM)$3.77
Dividend Yield11.44%
Profit Margin19.17%
Revenue Growth-14.10%
ROE19.80%
Debt/Equity5.81
Recommendation None
Analyst Target-
Analysts-
Indexes NYSE

Technical Indicators

RSI (14)43.0
Beta0.36
SMA 20-
SMA 40-
52-Week High$20.36
52-Week Low$3.30
50-Day Avg$4.86
200-Day Avg$7.18
Avg Volume121.3K
Volume2.9K

Performance Analysis

NEUTRAL

XYF presents a mixed picture with both positive and negative indicators.

+ Trading near its 52-week low ($3.30), which could present a value opportunity.
~ RSI at 43.0 is in neutral territory.
+ P/E of 1.3 suggests the stock may be undervalued.
- Revenue declined 14.1% year-over-year.
~ Wall Street consensus is "none".

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Last updated: Jul 02, 2026 13:38 UTC

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