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UCB

United Community Banks, Inc. (NYSE)

Financial Services — Banks - Regional

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. In addition, the company offers private banking, investment management, investment advice, financial planning services, estate and retirement planning, and insurance products; non-deposit investment products and insurance products, such as life insurance, long-term care insurance and tax-deferred annuities; and trust services to manage fiduciary assets. Further, it provides reinsurance on property insurance contracts and payment processing services for commercial and small business customers. The company serves the commercial, retail, government, education, energy, health care, and real estate sectors. United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina.

Buy 2.3 / 5 5 analysts
$36.11
+$0.06 (+0.17%)
Target: $39.10 (8.3%)
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Price History

52-Week Range

Fundamentals

Market Cap$4.32B
P/E Ratio (TTM)13.23
Forward P/E10.94
EPS (TTM)$2.73
Dividend Yield2.77%
Profit Margin32.54%
Revenue Growth14.40%
ROE9.53%
Debt/Equity-
Recommendation Buy 2.3
Analyst Target$39.10
Analysts5
Indexes NYSE

Technical Indicators

RSI (14)63.1
Beta0.84
SMA 20-
SMA 40-
52-Week High$36.77
52-Week Low$28.65
50-Day Avg$33.46
200-Day Avg$32.36
Avg Volume925.2K
Volume16.0K

Performance Analysis

BULLISH

UCB shows predominantly bullish signals based on its fundamentals and technicals.

- Trading near its 52-week high ($36.77), which may indicate limited upside.
+ RSI at 63.1 shows positive momentum.
+ Price is above both the 50-day and 200-day moving averages — strong uptrend.
+ P/E of 13.2 suggests the stock may be undervalued.
~ Modest revenue growth of 14.4% year-over-year.
+ Healthy profit margin of 32.5%.
+ Wall Street consensus is "Buy" from 5 analysts.
+ Average analyst target of $39.10 implies 8.3% upside.

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Last updated: Jul 02, 2026 13:35 UTC

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