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SYF

Synchrony Financial (S&P 500)

Financial Services — Credit Services

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.

Buy 1.8 / 5 23 analysts
$77.12
+$1.81 (+2.40%)
Target: $88.96 (15.3%)
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Price History

52-Week Range

Fundamentals

Market Cap$25.09B
P/E Ratio (TTM)7.91
Forward P/E7.35
EPS (TTM)$9.75
Dividend Yield1.81%
Profit Margin35.51%
Revenue Growth0.60%
ROE20.79%
Debt/Equity-
Recommendation Buy 1.8
Analyst Target$88.96
Analysts23
Indexes S&P 500

Technical Indicators

RSI (14)79.4
Beta1.31
SMA 20$73.92
SMA 40$73.76
52-Week High$88.77
52-Week Low$63.08
50-Day Avg$73.18
200-Day Avg$74.26
Avg Volume$3.86M
Volume$3.27M

Performance Analysis

BULLISH

SYF shows predominantly bullish signals based on its fundamentals and technicals.

~ Trading at 55% of its 52-week range.
- RSI at 79.4 indicates overbought conditions — a pullback may be due.
+ Price is above both the 50-day and 200-day moving averages — strong uptrend.
+ P/E of 7.9 suggests the stock may be undervalued.
~ Modest revenue growth of 0.6% year-over-year.
+ Healthy profit margin of 35.5%.
+ Wall Street consensus is "Buy" from 23 analysts.
+ Average analyst target of $88.96 implies 15.3% upside.

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Last updated: Jul 28, 2026 21:01 UTC

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