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SOFI

SoFi Technologies, Inc. (NASDAQ)

Financial Services — Credit Services

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

Hold 2.7 / 5 20 analysts
$17.11
$-0.52 (-2.98%)
Target: $20.90 (22.2%)
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Price History

52-Week Range

Fundamentals

Market Cap$24.51B
P/E Ratio (TTM)42.47
Forward P/E23.51
EPS (TTM)$0.45
Dividend Yield-
Profit Margin14.76%
Revenue Growth42.50%
ROE6.60%
Debt/Equity17.72
Recommendation Hold 2.7
Analyst Target$20.90
Analysts20
Indexes NASDAQ

Technical Indicators

RSI (14)72.7
Beta2.15
SMA 20-
SMA 40-
52-Week High$32.73
52-Week Low$14.92
50-Day Avg$16.89
200-Day Avg$22.38
Avg Volume$77.95M
Volume$81.48M

Performance Analysis

NEUTRAL

SOFI presents a mixed picture with both positive and negative indicators.

~ Trading at 12% of its 52-week range.
- RSI at 72.7 indicates overbought conditions — a pullback may be due.
- P/E of 42.5 is elevated — the market expects high growth or it may be overvalued.
+ Strong revenue growth of 42.5% year-over-year.
~ Wall Street consensus is "Hold" from 20 analysts.
+ Average analyst target of $20.90 implies 22.2% upside.

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Last updated: Jul 02, 2026 13:32 UTC

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