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PFSI

PennyMac Financial Services, Inc. (NYSE)

Financial Services — Mortgage Finance

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment also sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs, and supervising foreclosures and property dispositions. The company was founded in 2008 and is headquartered in Westlake Village, California.

Buy 1.9 / 5 7 analysts
$84.83
$-2.27 (-2.61%)
Target: $109.86 (29.5%)
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Price History

52-Week Range

Fundamentals

Market Cap$4.40B
P/E Ratio (TTM)9.01
Forward P/E6.11
EPS (TTM)$9.41
Dividend Yield1.41%
Profit Margin15.28%
Revenue Growth-16.60%
ROE12.32%
Debt/Equity598.27
Recommendation Buy 1.9
Analyst Target$109.86
Analysts7
Indexes NYSE

Technical Indicators

RSI (14)62.4
Beta1.44
SMA 20-
SMA 40-
52-Week High$160.36
52-Week Low$77.67
50-Day Avg$85.75
200-Day Avg$108.41
Avg Volume562.1K
Volume444.6K

Performance Analysis

BULLISH

PFSI shows predominantly bullish signals based on its fundamentals and technicals.

+ Trading near its 52-week low ($77.67), which could present a value opportunity.
+ RSI at 62.4 shows positive momentum.
- Price is below both the 50-day and 200-day moving averages — in a downtrend.
+ P/E of 9.0 suggests the stock may be undervalued.
- Revenue declined 16.6% year-over-year.
+ Wall Street consensus is "Buy" from 7 analysts.
+ Average analyst target of $109.86 implies 29.5% upside.

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Last updated: Jul 02, 2026 13:26 UTC

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