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OFG

OFG Bancorp (NYSE)

Financial Services — Banks - Regional

OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. In addition, the company's portfolio consists of mortgage-backed securities, obligations of U.S. government-sponsored agencies, U.S. Treasury securities, and money market instruments; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company was founded in 1964 and is headquartered in San Juan, Puerto Rico.

Buy 2.5 / 5 4 analysts
$50.15
+$1.08 (+2.20%)
Target: $47.75 (-4.8%)
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Price History

52-Week Range

Fundamentals

Market Cap$2.12B
P/E Ratio (TTM)10.36
Forward P/E10.67
EPS (TTM)$4.84
Dividend Yield2.59%
Profit Margin33.64%
Revenue Growth6.90%
ROE16.04%
Debt/Equity-
Recommendation Buy 2.5
Analyst Target$47.75
Analysts4
Indexes NYSE

Technical Indicators

RSI (14)71.8
Beta0.73
SMA 20-
SMA 40-
52-Week High$50.66
52-Week Low$35.71
50-Day Avg$46.19
200-Day Avg$42.40
Avg Volume332.7K
Volume333.1K

Performance Analysis

NEUTRAL

OFG presents a mixed picture with both positive and negative indicators.

- Trading near its 52-week high ($50.66), which may indicate limited upside.
- RSI at 71.8 indicates overbought conditions — a pullback may be due.
+ Price is above both the 50-day and 200-day moving averages — strong uptrend.
+ P/E of 10.4 suggests the stock may be undervalued.
~ Modest revenue growth of 6.9% year-over-year.
+ Healthy profit margin of 33.6%.
+ Wall Street consensus is "Buy" from 4 analysts.
- Average analyst target of $47.75 implies 4.8% downside.

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Last updated: Jul 02, 2026 13:24 UTC

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