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OCFC

OceanFirst Financial Corp.

Financial Services — Banks - Regional

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.

Buy 2.3 / 5 6 analysts
$16.67
+$0.14 (+0.85%)
Target: $21.50 (29.0%)

Price History

52-Week Range
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Fundamentals

Market Cap$1.70B
P/E Ratio (TTM)16.63
Forward P/E8.36
EPS (TTM)$1.18
Dividend Yield4.08%
Profit Margin17.64%
Revenue Growth8.50%
ROE4.15%
Debt/Equity-
Recommendation Buy 2.3
Analyst Target$21.50
Analysts6
Next Earnings Jul 30, 2026 AMC
Indexes -

Technical Indicators

RSI (14)73.2
Beta0.97
SMA 20-
SMA 40-
52-Week High$20.61
52-Week Low$16.09
50-Day Avg$18.62
200-Day Avg$18.55
Avg Volume992.1K
Volume720.8K

Performance Analysis

NEUTRAL

OCFC presents a mixed picture with both positive and negative indicators.

~ Trading at 13% of its 52-week range.
- RSI at 73.2 indicates overbought conditions — a pullback may be due.
- Price is below both the 50-day and 200-day moving averages — in a downtrend.
~ Modest revenue growth of 8.5% year-over-year.
+ Wall Street consensus is "Buy" from 6 analysts.
+ Average analyst target of $21.50 implies 29.0% upside.

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Last updated: Jul 02, 2026 13:24 UTC

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