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MSBI

Midland States Bancorp, Inc. (NASDAQ)

Financial Services — Banks - Regional

Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and residential real estate loans comprising first and second mortgage loans, and home equity lines of credit. It also provides commercial equipment leasing; depository products consisting of checking, savings, money market, certificates of deposits, and sweep accounts; and trust and wealth management products and services, such as financial and estate planning, trustee and custodial services, investment management, tax and insurance planning, business planning, corporate retirement plan consulting and administration, and retail brokerage services. The company was founded in 1881 and is headquartered in Effingham, Illinois.

Hold 3.0 / 5 4 analysts
$31.37
+$0.23 (+0.74%)
Target: $28.25 (-9.9%)
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Price History

52-Week Range

Fundamentals

Market Cap$650.29M
P/E Ratio (TTM)26.14
Forward P/E10.01
EPS (TTM)$1.20
Dividend Yield4.08%
Profit Margin12.81%
Revenue Growth14.30%
ROE6.22%
Debt/Equity-
Recommendation Hold 3.0
Analyst Target$28.25
Analysts4
Indexes NASDAQ

Technical Indicators

RSI (14)71.7
Beta0.67
SMA 20-
SMA 40-
52-Week High$31.68
52-Week Low$14.24
50-Day Avg$27.88
200-Day Avg$22.04
Avg Volume166.0K
Volume144.5K

Performance Analysis

BEARISH

MSBI is flashing more cautionary signals — investors should monitor closely.

- Trading near its 52-week high ($31.68), which may indicate limited upside.
- RSI at 71.7 indicates overbought conditions — a pullback may be due.
+ Price is above both the 50-day and 200-day moving averages — strong uptrend.
~ Modest revenue growth of 14.3% year-over-year.
~ Wall Street consensus is "Hold" from 4 analysts.
- Average analyst target of $28.25 implies 9.9% downside.

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Last updated: Jul 02, 2026 13:21 UTC

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