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FMAO

Farmers & Merchants Bancorp, Inc. (NASDAQ)

Financial Services — Banks - Regional

Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, bill-pay, on-line statement opportunities, and remote deposit capture or electronic deposit processing. Additionally, the company offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio.

Hold 3.0 / 5 3 analysts
$31.45
+$0.87 (+2.84%)
Target: $29.83 (-5.1%)
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Price History

52-Week Range

Fundamentals

Market Cap$433.01M
P/E Ratio (TTM)12.00
Forward P/E10.44
EPS (TTM)$2.62
Dividend Yield2.92%
Profit Margin28.99%
Revenue Growth16.50%
ROE9.97%
Debt/Equity-
Recommendation Hold 3.0
Analyst Target$29.83
Analysts3
Indexes NASDAQ

Technical Indicators

RSI (14)78.7
Beta0.83
SMA 20-
SMA 40-
52-Week High$31.45
52-Week Low$22.77
50-Day Avg$27.95
200-Day Avg$26.20
Avg Volume90.0K
Volume92.4K

Performance Analysis

NEUTRAL

FMAO presents a mixed picture with both positive and negative indicators.

- Trading near its 52-week high ($31.45), which may indicate limited upside.
- RSI at 78.7 indicates overbought conditions — a pullback may be due.
+ Price is above both the 50-day and 200-day moving averages — strong uptrend.
+ P/E of 12.0 suggests the stock may be undervalued.
~ Modest revenue growth of 16.5% year-over-year.
+ Healthy profit margin of 29.0%.
~ Wall Street consensus is "Hold" from 3 analysts.
- Average analyst target of $29.83 implies 5.1% downside.

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Last updated: Jul 02, 2026 13:09 UTC

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