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FCBM

First Carolina Financial Services, Inc. (NYSE)

Financial Services — Banks - Regional

First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services for individuals and businesses in the United States. The company offers business services including checking, savings, and money market deposit accounts, certificates of deposit, individual retirement accounts, and CARS; commercial financing, real estate loans, and consumer loans; credit and debit cards; IntraFi Cash, remote deposit capture, treasury management, merchant services, and wealth management services; higher education solutions, attorney advantage accounts, and interest on lawyer trust accounts; payments services; consumer banking; real estate banking; commercial and industrial banking; higher education disbursements; BankMobile platform; retail banking; and trust and fiduciary services. The company offers personal services that include deposit solutions such as checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), and IRAs; services such as ICS and CARS for deposit management; borrowing options including consumer loans and credit cards; online banking and bill pay services; and debit cards. The company was incorporated in 2009 and is headquartered in Raleigh, North Carolina.

None
$12.66
$-0.58 (-4.38%)
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Price History

52-Week Range

Fundamentals

Market Cap$382.91M
P/E Ratio (TTM)28.77
Forward P/E-
EPS (TTM)$0.44
Dividend Yield-
Profit Margin10.02%
Revenue Growth1.90%
ROE-
Debt/Equity-
Recommendation None
Analyst Target-
Analysts-
Indexes NYSE

Technical Indicators

RSI (14)-
Beta-
SMA 20-
SMA 40-
52-Week High$13.40
52-Week Low$12.51
50-Day Avg$12.81
200-Day Avg$12.81
Avg Volume176.5K
Volume104.6K

Performance Analysis

NEUTRAL

FCBM presents a mixed picture with both positive and negative indicators.

~ Trading at 17% of its 52-week range.
- Price is below both the 50-day and 200-day moving averages — in a downtrend.
~ Modest revenue growth of 1.9% year-over-year.
~ Wall Street consensus is "none".

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Last updated: Jul 02, 2026 13:09 UTC

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