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COFS

ChoiceOne Financial Services, Inc. (NASDAQ)

Financial Services — Banks - Regional

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, commercial, consumer, and real estate loans; credit and other financial services; mortgage banking; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers insurance policies, such as life and health for commercial and consumer clients; and alternative investment products, which include annuities and mutual funds through a registered broker, as well as owns intellectual property for a fintech product. Further, it provides trust and wealth management services. It serves individual and business customers through its network of branches and ATMs. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.

Buy 1.7 / 5 3 analysts
$33.44
$-1.15 (-3.32%)
Target: $34.33 (2.7%)
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Price History

52-Week Range

Fundamentals

Market Cap$515.29M
P/E Ratio (TTM)8.15
Forward P/E9.34
EPS (TTM)$4.22
Dividend Yield3.37%
Profit Margin32.62%
Revenue Growth135.00%
ROE12.44%
Debt/Equity-
Recommendation Buy 1.7
Analyst Target$34.33
Analysts3
Indexes NASDAQ

Technical Indicators

RSI (14)69.7
Beta0.63
SMA 20-
SMA 40-
52-Week High$35.40
52-Week Low$26.10
50-Day Avg$31.51
200-Day Avg$29.79
Avg Volume91.3K
Volume42.1K

Performance Analysis

BULLISH

COFS shows predominantly bullish signals based on its fundamentals and technicals.

+ Showing strength at 79% of its 52-week range.
+ RSI at 69.7 shows positive momentum.
+ Price is above both the 50-day and 200-day moving averages — strong uptrend.
+ P/E of 8.2 suggests the stock may be undervalued.
+ Strong revenue growth of 135.0% year-over-year.
+ Healthy profit margin of 32.6%.
+ Wall Street consensus is "Buy" from 3 analysts.
+ Average analyst target of $34.33 implies 2.7% upside.

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Last updated: Jul 02, 2026 13:04 UTC

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