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CBU

Community Financial System, Inc.

Financial Services — Banks - Regional

Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-related products and services; treasury management solutions and payment processing services, as well as certain corporate overhead-related expenses to individuals, businesses, and governmental units. The Employee Benefit Segment provides employee benefit trust, collective investment fund, retirement plan and health savings account administration, fund administration, transfer agency, actuarial, health and welfare consulting services and introducing broker-dealer services. The Insurance Services segment offers personal and commercial lines of insurance and other risk management products and services, as well as employee benefit related services. The Wealth Management Services provides wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust services, and personal financial planning services. This segment also offers a range of investment products including stocks, bonds, exchange-traded funds, mutual funds, insurance, and advisory products. Community Financial System, Inc. was founded in 1866 and is headquartered in Syracuse, New York.

Hold 2.7 / 5 6 analysts
$59.91
+$0.37 (+0.62%)
Target: $69.17 (15.5%)

Price History

52-Week Range
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Fundamentals

Market Cap$3.41B
P/E Ratio (TTM)15.11
Forward P/E12.24
EPS (TTM)$4.29
Dividend Yield2.92%
Profit Margin27.21%
Revenue Growth12.00%
ROE11.53%
Debt/Equity-
Recommendation Hold 2.7
Analyst Target$69.17
Analysts6
Next Earnings Oct 27, 2026 BMO
Indexes -

Technical Indicators

RSI (14)37.8
Beta0.79
SMA 20$66.98
SMA 40$66.07
52-Week High$71.11
52-Week Low$51.12
50-Day Avg$65.55
200-Day Avg$61.47
Avg Volume304.5K
Volume168.3K

Performance Analysis

NEUTRAL

CBU presents a mixed picture with both positive and negative indicators.

~ Trading at 44% of its 52-week range.
~ RSI at 37.8 is in neutral territory.
- Price is below both the 50-day and 200-day moving averages — in a downtrend.
~ Modest revenue growth of 12.0% year-over-year.
+ Healthy profit margin of 27.2%.
~ Wall Street consensus is "Hold" from 6 analysts.
+ Average analyst target of $69.17 implies 15.5% upside.

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Last updated: Aug 01, 2026 04:14 UTC

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