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ASRV

AmeriServ Financial, Inc.

Financial Services — Banks - Regional

AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States. The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers wealth management, including personal trust products and services comprising personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and life insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. AmeriServ Financial, Inc. was founded in 1983 and is based in Johnstown, Pennsylvania.

None
$4.47
$-0.14 (-3.04%)

Price History

52-Week Range
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Fundamentals

Market Cap$65.82M
P/E Ratio (TTM)11.76
Forward P/E-
EPS (TTM)$0.33
Dividend Yield310.00%
Profit Margin9.90%
Revenue Growth3.00%
ROE4.75%
Debt/Equity-
Recommendation None
Analyst Target-
Analysts-
Next Earnings Jul 21, 2026 BMO
Indexes -

Technical Indicators

RSI (14)59.1
Beta0.44
SMA 20-
SMA 40-
52-Week High$4.04
52-Week Low$2.64
50-Day Avg$3.82
200-Day Avg$3.43
Avg Volume19.1K
Volume6.3K

Performance Analysis

BULLISH

ASRV shows predominantly bullish signals based on its fundamentals and technicals.

- Trading near its 52-week high ($4.04), which may indicate limited upside.
+ RSI at 59.1 shows positive momentum.
+ Price is above both the 50-day and 200-day moving averages — strong uptrend.
+ P/E of 11.8 suggests the stock may be undervalued.
~ Modest revenue growth of 3.0% year-over-year.
~ Wall Street consensus is "none".

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Last updated: Jun 30, 2026 21:07 UTC

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